Archives For The Basics

liberty

When you choose to remain ignorant about how money really works, you are actually part of the problem. You can become part of the solution.

Quote:
“The world is a dangerous place to live, not because of the people who are evil, but because of the people who don’t do anything about it.” ― Albert Einstein

Resources:
HiddenSecretsofMoney.com
How Wall Street Fleeces America – by Stephen Lendman

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

life-insurance-categories

Jim Rohn once asked a simple question:
If you shared your current financial pIan with me would you be so excited about it you’d want me to go around the country and share it with everyone I met?

Whose plan did you buy?
Is it working?
If not, why?

“Emergencies”
Do you borrow on credit cards to handle them?

The map is not the territory.
Your financial plan (or map) is a guide. It’s not your life.

Trying too hard can make you miserable.
Thinking I’ll never have enough – Why it’s not healthy.

Resources:
Die Broke – by Stephen Pollan and Mark Levine.

Jim Rohn – Anything

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

music city

What if you had a $300/week restaurant habit? Brad shares with us an area of spending he wants to cut back on.

We discuss:
– Admitting we have a desire to change our finances.
– Compartmentalizing areas of our lives and how it hurts us.
– Helping other people. The importance of service work.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at: greg [at] debtshepherd [dot] com

money_talks

Four Things You Must Know:

1) How much money you have.
2) How much you owe.
3) How much you spend.
4) How much you need to generate each month.

Become aware of what your financial situation truly is. Only then can you change it.

Resource:

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

calculator

PODCAST AUDIO – click to play

Title pawn loans, pay day loans, rent-to-own. They all practice what’s called Ugly Math. You pay ridiculously high fees and rates of interest.

In this episode I sit down with Oscar Smith and we discuss what ugly math is, how to avoid it, and why it’s important. Oscar and I are working to make ugly math a weekly episode.

Resources:
Oscar Smith

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

diy

PODCAST AUDIO – click to listen

Before you pay retail on your next purchase think about finding the item used. There are lots of folks out there who have slightly used items for sale that would love to help you out. Craigslist is a great place to start. There’s also yard and garage sales.

You accomplish a few things buying used:

1) Help environment by not creating a demand for new products.
2) Help the seller get money they need and create more space.
3) Keep money and resources in your local community.
4) You save money.

Before you buy used another thing to consider is, “Can I make it myself?” You can usually accomplish quite a bit with a few simple tools. Don’t go nuts and buy a bunch of power tools. Ask family/friends to borrow if needed. Most hardware stores will cut your lumber for you. Just make sure you have all your measurements with you when you go this route.

Think about what services you can trade/barter for what you need. It’s the way they used to do it in the old days. Get used to it because you’re going to need these skills in the very near future.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth