Archives For personal finance education

Play

sexandmoney-300x225

Why do you use sex and money as tools to get what you want?

No matter how bad it gets, I’ll always have money.
Always be able to attract a mate.
Always be able to make up for mistakes.

No matter how bad it gets, I’ll always have sex.
If it gets bad, you can always have sex and forget about your problems.

Challenge:
Next time you’re tempted to use money or sex to get what you want, try to think of another way.
It’ll make you far more resourceful in the long run.

Resource:
Sex, Money, Happiness, and Death: The Quest for Authenticity
by Manfred Kets de Vries

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Play

every-time-you-spend-money

Fact: When you “borrow” money from a bank, the bank doesn’t have the money. You are literally creating the money when you sign the Promissory Note. And they’ve convinced you to pay back your money PLUS interest. What does this mean to you?


Tammy from AK replied: “Well if the devil danced in empty pockets, he’d have a ball in mine. Makes me ambivalent.”

Resources:
You’re Broke Because You Want to Be – Larry Winget
wealthmoney.org “Achieving economic freedom and prosperity by spending not lending all new money into circulation. Spend Em! Don’t Lend Em!

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Debt Shepherd 2014, All Rights Reserved

Play

debt hole

When you’ve got less debt you’ve got more breathing room. More breathing room to do what?

- Quit a job you hate
- Move
- Leave a relationship
- Send your kids to a private school

Resource:
You’re Broke Because You Want to Be – Larry Winget

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Play

DCF 1.0

I’m talking to Bertil from Sweden. A man who has practiced the art of sensory deprivation since the mid 1980’s. His tool of choice? A float tank.

1) What is floating?

2) I’ve heard there’s more than one way to float.  Please explain.

3) John Lilly, the float tank’s inventor, said floating could possibly become a “crutch program.”  In your opinion, what did he mean?

4) If we are the observer of our thoughts, what IS thought?

5) What is language as virus?

Resources:
pantarei-floating
FloatNashville
float conference

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Play

Scam-Warning

It’s spring time. Let’s learn how to avoid home repair scams. Here’s a few of the top 10 red flags to look out for:

1. Contractors who appear uninvited at your doorstep or who call or email you out of the blue.
2. The contractor says they are doing work in your neighborhood and claims they have “extra material”
left over
3. You feel pressured to make a decision and sign a contract for the work immediately

Resource:
National Consumers League

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

Play

retire

At the end of your working career if you had no mortgage, no credit card debt, no car payments, how much will it take to live every month? Do you have an income stream to make those payments?

Top three suggestions to plan for retirement:
1) Get out of Debt
2) Practice Delayed Gratification
3) Develop Saving as a Habit

Resource:
How Wall Street Fleeces America by Stephen Lendman

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

Play

squeeze-every-dollar

Practical tips on how to save more of your “chips.”
Making money work harder for you instead of you working harder for your money.

1) Food
2) Clothing
3) House
4) Entertainment
5) Insurance

Resource:
The Minimalists

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

Play

consensus-sheep

“You own your life. To deny this is to imply that another person has a higher claim on your life than you do. No other person, or group of persons, owns your life, nor do you own the lives of others.”

Stop asking gov’t officials to initiate force on your behalf via voting, taxation, & military.

Is majority rule what it’s cracked up to be? 6 of 10 say yes, so the 4 who said no are forced to live with the wishes of the 6. You think this is fine because you got to “vote” for what you wanted, right? What if the majority conspire against the minority to steal their wealth? Did voting make it OK?

Vote is Latin votum = vow.
A formal expression of opinion or choice.
A collective expression of will.

“Achieving a free society requires courage:
To Think, To Talk, and To Act
Especially when it’s easier to do nothing.”

Resources:
The Philosophy of Liberty
The Story of Your Enslavement

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth