Archives For personal finance education

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money

We ask Charlene, a single mother of 2 from NC, the following:

1) What is your biggest financial fear?
2) If you could go back to being 18 yrs. old, what would you change financially speaking?
3) If someone is choosing between paying a bill or tithing to their church, what should they choose?
4) Any financial advice for the ladies?

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Debt Shepherd 2014, All Rights Reserved

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mortgage

What does the word mortgage mean? It may surprise you.

Mort –
1) a note sounded on a hunting horn when the a deer is killed.
2) killing

Gage –
1) a token of defiance; specifically: a glove or cap cast on the ground to be taken up by an opponent as a pledge of combat.
2) something deposited as a pledge of performance.
3) pledge, stake, or risk.

There isn’t anything about those word meanings that give me a good feeling. How about you?

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

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taxtime

In one day:
I was on the freeway and saw an accident.
I was in a parking lot and saw an accident
I was on the way home, two blocks later, and saw an accident.

Save 9.25% in taxes you would have paid or $9.25 per $100.
Why does this get you excited?

What about the 25% taken by force of law out of your paycheck?
What about the .38 cents/gallon of gasoline tax in TN?

Resources:
Solari.com - Catherine Austin Fitts

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

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sexandmoney-300x225

Why do you use sex and money as tools to get what you want?

No matter how bad it gets, I’ll always have money.
Always be able to attract a mate.
Always be able to make up for mistakes.

No matter how bad it gets, I’ll always have sex.
If it gets bad, you can always have sex and forget about your problems.

Challenge:
Next time you’re tempted to use money or sex to get what you want, try to think of another way.
It’ll make you far more resourceful in the long run.

Resource:
Sex, Money, Happiness, and Death: The Quest for Authenticity
by Manfred Kets de Vries

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

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every-time-you-spend-money

Fact: When you “borrow” money from a bank, the bank doesn’t have the money. You are literally creating the money when you sign the Promissory Note. And they’ve convinced you to pay back your money PLUS interest. What does this mean to you?


Tammy from AK replied: “Well if the devil danced in empty pockets, he’d have a ball in mine. Makes me ambivalent.”

Resources:
You’re Broke Because You Want to Be – Larry Winget
wealthmoney.org “Achieving economic freedom and prosperity by spending not lending all new money into circulation. Spend Em! Don’t Lend Em!

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Debt Shepherd 2014, All Rights Reserved

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debt hole

When you’ve got less debt you’ve got more breathing room. More breathing room to do what?

– Quit a job you hate
– Move
– Leave a relationship
– Send your kids to a private school

Resource:
You’re Broke Because You Want to Be – Larry Winget

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

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DCF 1.0

I’m talking to Bertil from Sweden. A man who has practiced the art of sensory deprivation since the mid 1980’s. His tool of choice? A float tank.

1) What is floating?

2) I’ve heard there’s more than one way to float.  Please explain.

3) John Lilly, the float tank’s inventor, said floating could possibly become a “crutch program.”  In your opinion, what did he mean?

4) If we are the observer of our thoughts, what IS thought?

5) What is language as virus?

Resources:
pantarei-floating
FloatNashville
float conference

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

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Scam-Warning

It’s spring time. Let’s learn how to avoid home repair scams. Here’s a few of the top 10 red flags to look out for:

1. Contractors who appear uninvited at your doorstep or who call or email you out of the blue.
2. The contractor says they are doing work in your neighborhood and claims they have “extra material”
left over
3. You feel pressured to make a decision and sign a contract for the work immediately

Resource:
National Consumers League

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth