Archives For Money


In the audio (click above) we cover:

What is the interest rate?
Who decides?
Difference between the interest rate and the REAL interest rate.
3 ways to save interest paid over the life of the loan.
Why do we borrow money from strangers?


The Man Who Quit Money

Get Your Mind Straight. Get Your Money Straight.
Debt Shepherd 2015, All Rights Reserved


Knowledge of money all starts with the basics. You need a solid foundation before you can build a house. Mike Maloney’s Hidden Secrets of Money video series is the best primer I can recommend to get you started.

Guide to Investing in Gold & Silver
Hidden Secrets of Money
Irwin Schiff

Get your mind straight. Get your money straight.

Debt Shepherd 2015, All Right Reserved

198 DSR – How to Go Broke

October 13, 2015


Top 5 ways to go broke:

1) Too Many Credit Cards
2) Ignoring Your Current Situation
3) Keeping Up With The Jones’
4) Listening to Friends & Family Who Are Clueless About Money
5) Buying Too Much House

The outline for this episode was used with permission from debt management expert Doug Hoyes of the podcast “Debt Free in 30.”

Doug Hoyes (Canada)
Debt Free in 30 (iTunes)
The Creature From Jekyll Island

Debt Shepherd 2015, All Rights Reserved

credit score

What if I don’t have a credit score?
Things you can do to increase your score.
Getting to know a banker.
Credit repair service?

Five Simple Steps
The Motley Fool
The Church of Yahweh

Get Your Mind Straight. Get Your Money Straight.

Debt Shepherd 2015, All Rights Reserved


What is money?
Your Energy. Blood, sweat, tears.

Don’t have enough energy?
If you didn’t you’d be dead.

Always Wanting More Energy?
You always have exactly the right amount.

Wondering why some people have more energy than you?
It’s not about them having more. It’s about how they spend/conserve what they have.

Action Tips:
Ask yourself, “If I want more money, why?”
Define “More.” Write it down.

Figure out how to:
Increase your dollar per hour earnings.
Increase your hours.
Increase your value in the market place.

2015 Debt Shepherd, All Rights Reserved


The difference between “The” economy and your economy.
Whose economy is it anyway and why should you care?

The Dow recently dropped 531 points in one day. So what? It didn’t decrease my debt payments or put more money in my bank account. How about you?

Debt Mess to Debt Less

2015 Debt Shepherd, All Rights Reserved


How can you possibly save a thousand dollars?

My wife Lynn inspired this episode. So we echo the advice of Rebecca @ and show you how to save $1k.

When you see the simple yearly savings plan she shares, you’ll kick yourself in the ass for not having the discipline to start earlier.

How To Save A Grand

Book your complimentary consultation now:
Debt Mess to Debt Less

2015, Debt Shepherd All Rights Reserved

The Church of Yahweh

Credit card spending. Friend or foe? We ask my friend Ahyh, founder of The Church of Yahweh, to share his perspective.

We discuss:
Revolving (compounding) interest and how it hurts you.
The difference between secured and unsecured debt.
Why using credit will always cost you more money.

The Church of Yahweh

Book your complimentary consultation now:
Debt Mess to Debt Less

Debt Shepherd, 2015 All Rights Reserved