Archives For The Economy

calculator

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Title pawn loans, pay day loans, rent-to-own. They all practice what’s called Ugly Math. You pay ridiculously high fees and rates of interest.

In this episode I sit down with Oscar Smith and we discuss what ugly math is, how to avoid it, and why it’s important. Oscar and I are working to make ugly math a weekly episode.

Resources:
Oscar Smith

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

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diy

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Before you pay retail on your next purchase think about finding the item used. There are lots of folks out there who have slightly used items for sale that would love to help you out. Craigslist is a great place to start. There’s also yard and garage sales.

You accomplish a few things buying used:

1) Help environment by not creating a demand for new products.
2) Help the seller get money they need and create more space.
3) Keep money and resources in your local community.
4) You save money.

Before you buy used another thing to consider is, “Can I make it myself?” You can usually accomplish quite a bit with a few simple tools. Don’t go nuts and buy a bunch of power tools. Ask family/friends to borrow if needed. Most hardware stores will cut your lumber for you. Just make sure you have all your measurements with you when you go this route.

Think about what services you can trade/barter for what you need. It’s the way they used to do it in the old days. Get used to it because you’re going to need these skills in the very near future.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

German_Flag

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In this 103rd episode about personal finance, I talk to Rebecca from Germany. She shares her insight about debt elimination and what it’s like in Germany compared to The United States.

Interview questions:

Who is Rebecca?  Tell me about yourself.

What got you interested in learning more about finances?

When did you decide to make changes?

Where do you see yourself financially in 5-10 years?

Why do you think so few Germans understand personal finance?

Resources:
coursera.org – Fundamentals of Personal Financial Planning
Dave Ramsey

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

Screen Shot 2013-04-09 at 5.47.28 AM

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In this 100th episode I sit down and talk to Nashville, TN entrepreneur LaJuan Stoxstill-Diggs. He’s the author of the book “The Craigslist Hustle.” He explains how he got started hustling on craigslist after being laid off and how it turned into a full time gig.

LaJuan get’s his hustle on and so can you. It’s easier than you might think. He describes craigslist as Life’s Coupon to Everything You Want to Buy.

Interview Questions:

1) Who is LaJuan Stoxstill Diggs?
2) How did this all get started in 2007?
3) What is The Craigslist Hustle?
4) What’s your favorite hustle?
5) Why would someone consider craigslist?
6) When can someone hustle?
7) Where can they hustle?

Resource:
MrCraigslistHustle.com

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

strike sign

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A recent fast food worker strike in New York was reported by CNN. It highlighted two issue that are meant to be red herrings. A red herring is a smoke screen or diversion to keep you from debating the real issue.

The real issue: Working in fast food doesn’t require a high level of skill. Therefore it doesn’t earn a high level of pay.

The red herring: Fast food workers aren’t paid fairly because they are minorities or foreigners.

Your hourly rate of pay is determined by one thing and one thing only. The fact you’re willing to work for that rate of pay. Nothing else. Race has nothing to do with it. Where you were born has nothing to do with it. Whether or not you are a single mom has nothing to do with it.

Feel underpaid? Learn more valuable skills that will pay you more in the marketplace. Don’t sit around and whine and go on strike. Your employer is only going to pay you as much as you are willing to accept. There are no villains here. You voluntarily walked in looking for a job. Your employer voluntarily pays you for your labor. Equal exchange.

Resource:
CNN Money

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

sequestration

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Government spending is what got us in the mess we’re in. Why would you think less government spending would be a bad thing? You think that way because you’ve been brainwashed from cradle to grave to lack common sense. Don’t question authority. Uncle Sam will take care of it all.

We’ve all been trained to be financially ignorant. Those days are over. The powers that were are gasping their final dying breaths. Life as we know it is about to change for the better, especially when it comes to money.

The One People’s Public Trust. Disclosure. These are good things.

Resources:
oppt-in

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

Screen Shot 2013-01-22 at 6.14.10 AM
PODCAST AUDIO – (click to listen)

An exciting update on OPPT. Two documents are discussed, among other things. The Courtesy Notice and The Courtesy Notice Instructions.

All corporations on the planet have apparently been foreclosed. This includes government, banks, churches, anything that was a fictional entity know as a corporation. Now every human on planet earth is faced with 100% freedom from tyranny.

With that freedom comes 100% personal responsibility and liability for your actions. There’s nothing to hide behind. No badges, titles, uniforms, companies or anything can protect you from your actions. Scary? You betcha’. And exciting at the same time. Sounds like the first time you got laid, aye?

Resources:
OPPT
Courtesy Notice
Courtesy Notice Guidelines

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

KONICA MINOLTA DIGITAL CAMERA

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We spend most of our lives chasing paper to buy our freedom. The system is nothing but debt slavery and manufactured scarcity. This amounts to nothing more than human trafficking and the monetization of human flesh. Thanks to Max Igan for reminding me of that recently. The following is a list of fictions we must become aware are all around:

Fictions:
Money
Corporations
Laws
The Constitution
Birth Certificates
Our Names
The Entire System

There’s good news. If we stop breathing life into these fictions by withdrawing our attention and participation, they will die. Become aware, become awake. Help others around you do the same.

“People think freedom is freedom of choice. Freedom is self responsibility and seeing our validity and the validity in others.” – Max Igan

Resources:
Max Igan

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

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