Archives For Education

Change – 220 DSR

December 17, 2016

Change is constant. Here’s three tips to help keep your finances moving in a positive direction.

1) Don’t wait for external changes before you decide to change internally. Pray & move your feet. Expect the best, prepare for the worst.

2) Have a system (not a goal) of debt elimination, saving and investing.
Why a system compared to a goal? A system is structure, habit, and repetition.

3) Share your successes no matter how small, how soon, or how many.

Resources:
infowars.com / political, mental, physical
The Man Who Quit Money – book
debtshepherd.com

Get Your Mind Straight. Get Your Money Straight.

Debt Shepherd 2016, All Rights Reserved

In this audio we discuss:
How long has health insurance been in America?
What’s happened to the cost in the last 15 yrs.
Why is it so expensive?
Your role in changing it if you’re not happy with what you’re paying.

Chuck Bartok’s MRI story. $2k via insurance. Had to call several local doctors to find one that took cash. Cost, $500.

According to the US Census Bureau, about 9% of Americans are covered under health insurance purchased directly by themselves, not through an employer.

Why is health care so expensive?
Not enough employees for discount?
Why all pitching money into large pot to get better rate?
Technology should mean higher volume, lower price.

I say it’s the cheap deductible.
I say no one looks at the itemized bill.
I say consolidation of power in insurance companies = monopoly on price.

Googled Ticker symbol for BlueCross/Blue Shield:
Top google hit: Wellpoint.
wellpoint.com takes you to Anthem Inc.com

Other ways to ensure better health?
Improve your diet, exercise, quit smoking, start or improve your spiritual practice, maintain good financial health.

Resources:
Ahyh
Health Care Cost Increases
WalMart dirty profit scheme
Big Bank dirty profit schemes

Get Your Mind Straight. Get Your Money Straight.
Debt Shepherd 2016, All Rights Reserved

Why a 401k might not be the great investment you’ve been led to believe.

I’m a guest of Jon White, author of the book:
A Tale of Two Houses – his journey of buying a home the right way after buying one the wrong way.

What’s covered in this audio:
What’s happening to your money when you give it to Wall Street?
How annual fees are stealing your future wealth.
The less work you do investing, the less profit you make.
The take away? 401k investing might not be what you think it is.

Resources:

Jon White – website
The Retirement Gamble – PBS documentary
How Wall Street Fleeces America – book
Wall Street on Parade – website

Get Your Mind Straight. Get Your Money Straight
Debt Shepherd 2016, All Rights Reserved

Gears

Knowledge of money all starts with the basics. You need a solid foundation before you can build a house. Mike Maloney’s Hidden Secrets of Money video series is the best primer I can recommend to get you started.

Resources:
Guide to Investing in Gold & Silver
Hidden Secrets of Money
Irwin Schiff

Get your mind straight. Get your money straight.

Debt Shepherd 2015, All Right Reserved

Nick from AK

We talk to Nick from Alaska and ask him what it’s like recently out of The US Navy, going to college, and forging a path in this crazy economic terrain?

Interview Questions:

1) Who’s your biggest hero?
2) Why college?
3) What would you say to folks in their 20’s, thinking about going back to school?
4) What about someone in school thinking about quitting because a full time job seems more lucrative?
5) When do you think you’ll be making “enough” money?
6) Where do you want to be in 5 yrs?

Give us a call on our voicemail listener feedback line at 615-200-7189
or drop Greg an email at: greg [at] debtshepherd [dot] com

Debt Shepherd, 2015 All Rights Reserved

liberty

When you choose to remain ignorant about how money really works, you are actually part of the problem. You can become part of the solution.

Quote:
“The world is a dangerous place to live, not because of the people who are evil, but because of the people who don’t do anything about it.” ― Albert Einstein

Resources:
HiddenSecretsofMoney.com
How Wall Street Fleeces America – by Stephen Lendman

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

utah

A fellow podcaster and radio type, Andrea from Utah joins us to discuss:

Why growth isn’t necessarily a good thing in the economy.

We cover taking responsibility for educating your own children.

Andrea reveals the one thing she’d change about the economy if given the chance.

She also shares with us what she’d ask The Federal Reserve chairman if she could have a 20 min., one on one convo with him.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

coaching puzzle
This is your opportunity to experience financial wellness coaching with Debt Shepherd. And we’re doing it before the holiday season of spending temptation gets here.

Free Coaching is available to one listener. Your opportunity is open for two weeks.

Here’s how it works:

1) Tell me your story:
Between now Fri Nov 11/8/2013 and Mon. 11/25/2013. I’ll pick the best submitted story. Please limit it to one page if you can. Use the “Your Story” tab at the top of this page, leave a voicemail by clicking the red voicemail tab on the right of this page, or send an email (top right of this page).

2) Free coaching:
Offered to the listener whose story is picked. We’ll do an hour or two of coaching by phone to get you started on solving your most pressing financial problem.

3) Interview before coaching:
We’ll do an interview for the podcast before you start your 30 day journey to financial wellness. During the 30 days, you’ll have unlimited access to me by email. You’ll also have access to me by phone during specified time frames.

4) Interview after coaching (30 days):
After a month of implementing change in your money life, we’ll spend time again and record the conversation for the podcast. Our listeners will get to hear how it started for you, what you did to kick start changing and where you’re headed.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth