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Don’t wait until you’re behind on your house, car, or credit card payments to reach out and ask for help. It doesn’t have to get that bad. It’s never too late to stop what you’re doing and change direction.
Too often we don’t ask for help with our finances because of fear, ignorance, or embarrassment. Talking about our personal finances is still taboo in America. Why? Because how/where we spend our money reveals to the world exactly what’s important to us. If you’re telling the world one thing is important and your spending says otherwise, it’s time for a checkup from the neck up.
It’s never too late to ask for help. Just remember, a bankruptcy isn’t a magic pill. After the smoke clears you still have to learn to pay your bills on time and make wiser financial decisions. And, yes, a foreclosure isn’t a pleasant experience. AND it’s not the end of your life. After a foreclosure you have to live somewhere. If that means renting for a while, then so be it.
Help is out there. You have to make the first move. If there’s a funny sound coming from under the hood of your car, ignoring it isn’t going to fix it. Your money is no different. Whistling in the dark isn’t going to keep you safe. Reach out and turn on the light switch.
Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at: greg [at] debtshepherd [dot] com
