Archives For personal finance education

sand

PODCAST AUDIO – (click to listen)

In this 110th episode I sit down with Drea of SoSo YeYa Radio and we explore how I’m you and you’re me or the subconscious self hate that manifests in society. She likes to cover the spectrum of music/artists, sex/love/relationships, philosophy/the matrix, & the money pit of course!

Examples of self hate:
– War
– Child Abuse
– Drug Addiction
– Racism
– Obesity

What is the cause?
– Forgetting who we are

Conclusion/Parting Thought
– All is Self

Resource:
SoSo YeYa Radio on Facebook
SoSo YeYa Radio on blogtalk

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

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life-insurance-categories

PODCAST AUDIO – click to listen

Term life insurance vs whole life (cash value).
What’s the difference and why you should know.

Upon your death someone will be left to continue without the annual income you provided. Have you put an insurance policy in place to replace your annual income for at least 10 yrs. after your death?

I have. Term life insurance has monthly premiums more affordable than a cash value policy. In this episode I explain why term life is a better value than whole life. I borrow from none other than Dave Ramsey.

Resource:
Dave Ramsey

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

calculator

PODCAST AUDIO – click to play

Title pawn loans, pay day loans, rent-to-own. They all practice what’s called Ugly Math. You pay ridiculously high fees and rates of interest.

In this episode I sit down with Oscar Smith and we discuss what ugly math is, how to avoid it, and why it’s important. Oscar and I are working to make ugly math a weekly episode.

Resources:
Oscar Smith

Give us a call on our voicemail listener feedback line at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

money skull

PODCAST AUDIO – click to listen

How much time do you spend thinking about money? More than you’re probably aware. Try to go a day without saying any words about money.

The thoughts you think about money are the thoughts you think about energy, life, and God. You are literally shaping your universe by how you think.

Think poor? Live poor. Think abundant? Live abundant.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright the truth

diy

PODCAST AUDIO – click to listen

Before you pay retail on your next purchase think about finding the item used. There are lots of folks out there who have slightly used items for sale that would love to help you out. Craigslist is a great place to start. There’s also yard and garage sales.

You accomplish a few things buying used:

1) Help environment by not creating a demand for new products.
2) Help the seller get money they need and create more space.
3) Keep money and resources in your local community.
4) You save money.

Before you buy used another thing to consider is, “Can I make it myself?” You can usually accomplish quite a bit with a few simple tools. Don’t go nuts and buy a bunch of power tools. Ask family/friends to borrow if needed. Most hardware stores will cut your lumber for you. Just make sure you have all your measurements with you when you go this route.

Think about what services you can trade/barter for what you need. It’s the way they used to do it in the old days. Get used to it because you’re going to need these skills in the very near future.

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

tools

PODCAST AUDIO – click to listen

You’re sitting in a classroom looking at a chalkboard. On the board are pictures of simple tools used everyday in life. Screwdriver, hammer, vice, pliars, etc. You’re asked to name each tool and its intended use. Simple enough.

Now after seeing several simple tools you’re shown a picture of the human body. You’re asked to name the tool you see and state it’s intended use. How much thought do you give it before answering? Is the human body a tool? If so, what is it’s intended use?

In this episode I’ll discuss this most intriguing question: Is the human body a tool?

Definition:
tool – anything used as a means of accomplishing a task or purpose.

Question:
If the human body is a tool used as a means of accomplishing a task or purpose, what is that task or purpose?

Definition:
technology – a scientific or industrial process, invention, method, or the like. The sum of the ways in which social groups provide themselves with the material object of their civilization.

Question:
Am I the sum of the ways in which God provides itself with the material object its experience?

Resource:
Conversations With God – by Neale Donald Walsch

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

German_Flag

PODCAST AUDIO – click to listen

In this 103rd episode about personal finance, I talk to Rebecca from Germany. She shares her insight about debt elimination and what it’s like in Germany compared to The United States.

Interview questions:

Who is Rebecca?  Tell me about yourself.

What got you interested in learning more about finances?

When did you decide to make changes?

Where do you see yourself financially in 5-10 years?

Why do you think so few Germans understand personal finance?

Resources:
coursera.org – Fundamentals of Personal Financial Planning
Dave Ramsey

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

There is no need to copyright truth

money-yang

PODCAST AUDIO – click to listen

In this 102nd episode about Spirituality & Money I spend time with author, educator, and philosopher Ahyh. You can find him and his latest book at The Future Testament

Spirituality & Money interview content:

How are they connected?

Is there a difference between spirituality & money?

The 4 main areas of life: Money / Pleasure / Service / God

When do you think people will start waking up?

Where will people turn when times get hard?

Who will be the new sage(s) of the age?

Quote from The Future Testament.net:
“It boils down to this:  Our ideas are too small.  In the 21st century, it is time to have our religious ideas take a quantum leap into the present, just like our understandings of biology, chemistry and physics have grown so astronomically in the last few years.”

Resources:
The Future Testament

Give us a call on our voicemail feedback hotline at 615-200-7189 or drop Greg an email at:
greg [at] debtshepherd [dot] com

Copyright 2013 – Greg A. Whitaker