Gears

Knowledge of money all starts with the basics. You need a solid foundation before you can build a house. Mike Maloney’s Hidden Secrets of Money video series is the best primer I can recommend to get you started.

Resources:
Guide to Investing in Gold & Silver
Hidden Secrets of Money
Irwin Schiff

Get your mind straight. Get your money straight.

Debt Shepherd 2015, All Right Reserved

198 DSR – How to Go Broke

October 13, 2015

broke

Top 5 ways to go broke:

1) Too Many Credit Cards
2) Ignoring Your Current Situation
3) Keeping Up With The Jones’
4) Listening to Friends & Family Who Are Clueless About Money
5) Buying Too Much House

Credits:
The outline for this episode was used with permission from debt management expert Doug Hoyes of the podcast “Debt Free in 30.”

Resources:
Doug Hoyes (Canada)
Debt Free in 30 (iTunes)
The Creature From Jekyll Island

Debt Shepherd 2015, All Rights Reserved

credit score

What if I don’t have a credit score?
Things you can do to increase your score.
Getting to know a banker.
Credit repair service?

Resources:
Five Simple Steps
The Motley Fool
The Church of Yahweh

Get Your Mind Straight. Get Your Money Straight.

Debt Shepherd 2015, All Rights Reserved

195 DSR – Gas Prices

September 19, 2015

high-gas-prices

Why drive across town to save less than a buck a tank?
Does this train us into a scarcity mentality?
If gas is stored sunlight, how can we run out of the sun?

Ways to change a scarcity mindset.

Action tips:
Practice changing your scarcity mentality by living on less (for a while).
Sounds like a contradiction, doesn’t it? Once you’ve lived on less, you can lose some of the fear.

Resources:

How to begin living on less
The Minimalists

How to make your own fuel for your car:
Alcohol Can Be a Gas!

To better understand the connection between oil prices, politics, and banking:
All the Presidents’ Bankers

2015 Debt Shepherd, All Rights Reserved

thinking-about-money

What is money?
Your Energy. Blood, sweat, tears.

Don’t have enough energy?
If you didn’t you’d be dead.

Always Wanting More Energy?
You always have exactly the right amount.

Wondering why some people have more energy than you?
It’s not about them having more. It’s about how they spend/conserve what they have.

Action Tips:
Ask yourself, “If I want more money, why?”
Define “More.” Write it down.

Figure out how to:
Increase your dollar per hour earnings.
Increase your hours.
Increase your value in the market place.

2015 Debt Shepherd, All Rights Reserved

193 DSR – Credit Scores

September 1, 2015

credit score

Ahyh is our guest. We discuss credit scores. What they are and are NOT. Late payments. How they affect your scores. Why should you care? And a real life case study of a credit card late payment.

What makes a credit score? Rate = Risk?

Recent iTunes review left by AlmaDale, 5 stars:

“Just found Greg and his podcast and loving it so far.  Love the topics and the guests!!  Greg is down to earth and sounds like someone you could have a beer with and have a great time!  Looking forward to hearing more!!”

Resources:
yhwh.com
Experian
Equifax
Transunion

Debt Shepherd 2015, All Rights Reserved

economy

The difference between “The” economy and your economy.
Whose economy is it anyway and why should you care?

The Dow recently dropped 531 points in one day. So what? It didn’t decrease my debt payments or put more money in my bank account. How about you?

Resource:
Debt Mess to Debt Less

2015 Debt Shepherd, All Rights Reserved

email

Recently heard from Dale C. Here’s what he had to say:

“Hey Greg,

Listening to episode # 186 (second one for me and trying to catch up) and really enjoying your podcasts.

I subscribe to a boatload of the podcasts and now I’m trying to pare down the list to a manageable group. I’m thinking I definitely need to keep yours on the list!

So was it just me, or did it sound like Andrea was changing a poopy diaper while she was talking to you? Haha!! Wow, she seems to be a character! Which I love!

Anyway, so sorry it took so long to get addicted to podcasts but glad I finally did and that I found yours! Looking forward to hearing more from you in the future.”

Resource:
Debt Mess to Debt Less